Existing merchant underwriting is broken, leaving good businesses behind. Frame fixes this with tailored risk assessments that enable fair payment processing for underserved merchants.

Frame is transforming merchant underwriting, targeting $1.5T in annual US card payment volume across underserved sectors like crypto, telemedicine, gaming, and travel. Our approach uses tailored risk assessments to provide fair payment processing for businesses often unfairly labeled as high-risk. This initial focus lays the foundation for a real-time payment network that will eventually serve all merchant categories.

Problem

Stripe works well for most businesses, except when you’re mis-labeled as high-risk. When incorrectly classified as high risk, merchants face limited and costly processing options. Existing solutions for these merchants fail to meet their needs:

• Outdated tech - Usually no API-driven payments, hindering innovation and decreasing conversion
• Feature gaps - Merchants are forced to use multiple, fragmented and costly solutions
• Unclear / shady pricing - High take rates and hidden fees eat into profits
• 2-3+ months to market - These providers take months to complete the merchant underwriting process and often require merchants to commit to long-term contracts

Solution

Frame's AI-driven risk assessment revolutionizes merchant underwriting across all segments, offering tailored rates and simplified onboarding. By managing relationships with financial institutions and enabling precise risk evaluation anchored in merchants' historical performance, we provide an all-in-one payment processing solution with essential tools and integrations. Our approach enables merchants to focus on growing their businesses rather than navigating the complexities of payment processing.

💻 Complete platform

• Developer API
• Hosted checkout, 3rd party integrations
• PCI compliance

💳 Better pricing, simple onboarding

• Fair and transparent pricing
• Automated merchant level underwriting
• Start processing in days, not months